FPU: Application

Last week we had our first Financial Peace University small group.  This is the second time I’ve gone through the material.  And that’s true for everyone else in the group.  We’ve all been through this material before.

So why are we going through it again?  It’s simple.  Application.  As Dave Ramsey himself says:  “FPU is twenty percent information and eighty percent application.”  Most of what he teaches is common knowledge.  You spend less than you earn.  You save.  You budget.  The problem we have with finances is not information but application.  We fail to apply what we already know.

And that’s why our group is going through the material a second time.  We are looking for more application.  And that’s where the group comes in.  There is built-in accountability in a group.  We are all in this together.  And there is built-in encouragement as well.  We celebrate one another’s sucesses.
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